Margaret started her insurance career in 1978 with Mutual of New York. She is a life long learner 

who values education,attaining the Chartered Life Underwriter, Chartered Financial Consultant

and Certified Employee Benefit Consultant degrees in an effort to better serve her clients.  


Insurance Type:     Zip Code:    
Providing Excellent Service Since 1978

Group Employee Benefits

Health Insurance
Life Insurance
Employee Choice
Long Term Care
Cafeteria/125 Plans


We are pleased to offer Employee Benefits Resource to our clients. through Evo Insurance Services Inc. If you are interested in this tremendous resource for managing Human Resource issues please contact us.
In addition, we provide Ease Central Online Benefit enrollment and management platform at no cost to our clients.  This portal makes managing your benefits a breeze!  You can also create total compensation reports with a few keystrokes and direct your employees back to the website for additonal information.
Manage your benefits like the big companies and have a broker that will make your life easier!  



Forgot Password:





Individual & Medicare Benefits

Health Insurance
   Health Savings Accounts
Fixed Life Insurance
   Disability Insurance
Long Term Care
     Fixed Annuities
Medicare Supplements




Open Enrollment for Individual Coverage (on & off the Exchange) begins 11/1/2021 and ends 12/31/2021           

Want to know more about subsidies:  


   What's included in MAGI (Modified Adjusted Gross Income)?     Check out this link: 


IF you wish to apply directly to Covered CA you can use this link. If you want me to be your agent, you must add me during the process.

You can simply "shop & compare" at the calculator and then call to work with us.  Or complete your application, click FIND HELP NEAR   YOU and assign Margaret Beck as your agent. 

   2021 Networks for NON-Grandfathered INDIVIDUAL Plans-ON & OFF Exchange-
 (Not group plans!)   

For Anthem: The networks is called the Pathway EPO (Exclusive Provider Organizaion).  You may also see Pathway X PPO which stands for Exchange.  In CA the networks on and off the Exchange are the same, so don't worry about the X. The north state plans are using the PATHWAY EPO (Exclusive Provider Organization) and also have access to the Blue Card.          


Use this link  to get important information from Anthem such as temporary ID cards or how to obtain Rx. 

Blue Shield of CA is now offering a much broader PPO network!  

Final rates are available.  Use our request for quotes above! 



Looking for help with Prescription Drug costs?  Try this site!  our clients have founds some big savings!  https://cleverrx.com/   It isn't always best to run your Rx through your health plan.  Take a look.  Remember though if you don't run it through your plan, you do not get credit for deductibles and coinsurance.  Do the math!! 




Medicare Part D Open Enrollment & Medicare Part C (Medicare Advantage)2020


Here is our summary of the current status, please read thoroughly! 

Quote and apply for AARP Medicare Part C- Medicare Advantage MAPD Plans      


If you want to explore your options or change plans:  Click here .





visionvsp.jpg -


Check out Margaret's column, Insurance Insights published regularly by the Redding Record Searchlight.  Go to www.redding.com and search for Insurance Insights 



"Marge has done an excellent job providing me with personal insurance services, as well as my firm with disability, life and health insurance. She is easily available and able to translate the language of the insurance industry into terms that we can all understand. I would highly recommend her."

Jack Kimple MD, Redding Family Medical Group, Inc. 



“Our company has been working with Affiliated Benefits Services for 15 years  and we have never been disappointed in their services.  As a small business, we need a partnership with a Broker who will keep us up to date on the ever-changing laws in insurance and health care in California, as well as keeping abreast of the market in order to offer us the best pricing for our company and for our employees.  Margaret Beck and her staff ensure we offer the best options to our employees, are compliant with all State and Federal regulations, and have given us fantastic service for all the years we’ve been with them.


Suzanne Montez, Montez Glass Inc.  Sacramento



"I have dealt with Marge Beck for a number of years and am well aware of her competence, honesty and integrity. We have competed to provide health insurance coverage to employees, and she has excelled at finding the best coverage at the lowest possible cost. She works twice as hard as other brokers I know, many of whom try to do the least amount of work for the highest commission."
Henry Denton, Collective Bargaining Representative 

                          In the world of finance your work has to stand the test of TIME.

  Community Service History

   Board Member: Shasta Community Health Center 

   No Rx Abuse Task Force Member            

   Mercy Medical Center Advisory Board
   Shasta High: PTSA, Boosters
   Cub Scouts: Den Mom
   President: North State Health Partnership
   President and Co-Founder: Club Shasta Volleyball
   President: Redding East Rotary 2000-2001
   Ass't. District Governor: Rotary District 5160
   Ducky Derby Chair: 2004 to 2018-
Sundial Riffle Raffle Chair:2019 to...