Margaret represents several companies including Blue Shield of California
and Anthem Blue Cross of California and Assurant Health.  

She started her insurance career in 1978.


Insurance Type:     Zip Code:    
Providing Excellent Service Since 1978

Group Employee Benefits

Health Insurance
Life Insurance
Employee Choice
Long Term Care
Cafeteria/125 Plans


We are pleased to offer HR360 Employee Benefits Resource to our clients.  Log in to the portal here.  If you are interested in this tremendous resource for managing Human Resource issues please contact us.



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Individual Benefits

Health Insurance
   Health Savings Accounts
Fixed Life Insurance
   Disability Insurance
Long Term Care
     Fixed Annuities
Medicare Supplements




Open Enrollment for Individual Coverage (on & off the Exchange) begins 11/01/2016 and ends 01/31/2017 


Want to know more about subsidies:  


   What's included in MAGI (Modified Adjusted Gross Income)?     Check out this link:




IF you wish to apply directly to Covered CA you can use this link. If you want me to be your agent, you must add me during the process.

You can simply "shop & compare" at the calculator and then call to work with us.  Or complete your application, click FIND HELP NEAR   YOU and assign Margaret Beck as your agent. 

   2017 Networks for NON-Grandfathered INDIVIDUAL Plans-ON & OFF Exchange-
 (Not group plans! )    


For Anthem: The new networks are called the Pathway EP, PPO, HMO and Tiered (EPO). You may also see Pathway X PPO which stands for Exchange.  In CA the networks on and off the Exchange are the same, so don't worry about the X. The north state plans are using the PATHWAY EPO (Exclusive Provider Organization) and also have access to the Blue Card.          


Use this link  to get important information from Anthem such as temporary ID cards or how to obtain Rx.


Blue Shield of CA is now offering a much broader PPO network!  They are also include the Blue Card which provides reciprocity among other "Blue" providers in other states!



Medicare Part D Open Enrollment  10/15/2016 to 12/7/2016   

If you want to learn how to use the Medicare website,use this step by step instruction document:

Download the Step by Step Instructions PDF 







"Marge has done an excellent job providing me with personal insurance services, as well as my firm with disability, life and health insurance. She is easily available and able to translate the language of the insurance industry into terms that we can all understand. I would highly recommend her."

Jack Kimple MD, Redding Family Medical Group, Inc. 



"Marge Beck has handled our employee benefits when we were in business and since retirement, advice and coverage for supplemental insurance and planning. All of this has been handled in a very professional and competent manner. She has real concern for her clients."
Rudy V. Balma, retired, former owner McDonald's Chapel  



"I have dealt with Marge Beck for a number of years and am well aware of her competence, honesty and integrity. We have competed to provide health insurance coverage to employees, and she has excelled at finding the best coverage at the lowest possible cost. She works twice as hard as other brokers I know, many of whom try to do the least amount of work for the highest commission."
Henry Denton, Collective Bargaining Representative 

                          In the world of finance your work has to stand the test of TIME.

  Community Service History

   Mercy Medical Center Advisory Board
   Shasta High: PTSA, Boosters
   Cub Scouts: Den Mom
   President: Shasta Association of Insurance 

   & Financial Advisors 1989-1990
   President: North State Health Partnership
   President and Co-Founder: Club Shasta Volleyball
   President: Redding East Rotary 2000-2001
   Ass't. District Governor: Rotary District 5160
   Ducky Derby Chair: 2004 to present