Weekly Columns
Column 35 Life Insurance 
Column 36 Network Challenges 
Column 37 NEW extension Rx costs 
Column 38 Deadlines 
Column 39 The countdown continues 
Column 40 
Column 41 
Column 42 Surprise! 
Column 43 
Column 44 
Column 45 Disability Insurance 
Column 46 
Column 47 
Column 48 
Column 49 
Column 50 
Column 52 
Column 53 
Column 54 
Column 55 
Column 56 
Column 57 
Column 58 
Column 59 
Column 60 The Tax Man Cometh: Reporting requirements on employee benefits is greater than ever! 
Column 61 What are insurer’s doing about Health Care Costs and Access to Care? 
Column 62 
Column 63 How does inheritance effect subsidy? 
Column 64 Clock is ticking for 100 Employee Groups! 
Column 65 Implementation for 100 Employee Group: Communication is key 
Column 66 
Column 67 Mental Health Benefits 
Column 68 Reader questions and Medicare Rx website up to date! 
Column 69 Be sure to notice the notices 
Column 70 
Column 71 
Column 72 
Column 73 Special Open enrollment period for small groups 
Column 74 Discrimination rules 
Column 75 
Column 76 Medicare COB 
Column 77 Special Enrollment 
Column 78 Covered Shasta Covers Shasta Population 
Column 79 Anthem QA 
Column 80 SBCs 
Column 81 Reference Pricing: A new way to try to reduce health care costs 
Column 82 Wrapping up 2014 and Getting IN for 2015. .
Column 83 Medicare Under 65: Prepare and be aware! 
Column 85 Anthem Security Breach may or may not effect you! What do you do now? 
Column 86 Health Care rules are fluid 
Column 87 Skinny Plans meet their demise: Will the ACA follow? 
Column 88 Musings on the current SCOTUS challenge. 
Column 89 Where you get married matters! New rules 
Column 90 - Be attentive- Be engaged Manage your Covered CA account 
Column 91 - CE days are changing for insurance agents 
Column 92 - "War" on Cancer? Are we getting our money's worth? 
Column 93 - Life Happens and LIMRA just released the results of the 2015 Insurance Barometer Study. 
Column 94 - Special Enrollment Period Ends 4/30 
Column 95 - Choosing wisely.. 
Column 96 - Insuring the Money machine! 
Column 97 - Disability: What's the Risk? What do I have? 
Column 98 - When Bigger become Smaller! 
Column 99 - Rx costs out of control 
Column 100 - Reflections on the recent past with the ACA 
Column 101 - June 30 small employer deadline is closing in 
Column 102 - Retirement Planning: can I afford it? 
Column 103 - 2014 Early Renewal Come Home to Roost 
Column 104 - Big SCOTUS news in the insurance world 
Column 105 - Moving Forward with the ACA: Employers and individuals. 
Column 106 - CA employers need to review waiting periods for group health plans 
FAQ regarding the Affordable Care Act

The purpose of this column is to provide information and assistance in understanding health insurance issues and the impact of the Affordable Care Act (ACA). This legislation created the biggest change to our health care financing and insurance system since Medicare was enacted in 1965.  It is also known as PPACA (Patient Protection & Affordable Care Act) and Obamacare.  For the sake of brevity, we will use ACA.